Check your balance online, on the phone, through your bank's mobile app, at the ATM and with bank statements. A bank teller ...

Credit card balances also reflect any payments or statement credits made to your account. Your balance can change from month to month depending on whether you pay your bill in full and on time.

Let's say during Company ABC's quarterly account reconciliation process, it notices a discrepancy between its ledger balance of $10,500 and the bank statement showing $10,200. Upon review ...