Lucy Lazarony is an experienced personal finance journalist and writer who got her start in 1998 writing about financial topics. She writes accessible and easy-to-understand articles about credit, ...

Lenders often encourage federal student loan borrowers to enroll in automatic payments, offering them a slightly lower interest rate if they do so. But a new report from the Consumer Financial ...

If you can’t pay your credit card bill, a range of unfortunate circumstances can come into play. Not only can late or missed credit card payments cause considerable damage to your credit score, but ...

Lenders often encourage federal student loan borrowers to enroll in automatic payments. It can seem like a good idea to do so: Borrowers don’t need to worry about missing a payment and often get a ...