As of May 2026, the student loan refinancing landscape has shifted in favor of borrowers with excellent credit, with fixed APRs dipping to as low as 3.95% across major lenders like SoFi, Earnest, and ...
Student loan refinance rates have dropped to some of their lowest levels in years, with top lenders now advertising fixed APRs starting under 4% for highly qualified borrowers. This shift could help ...
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