Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

So, as you plan to improve your credit in 2026, review all of your credit card accounts, identify their utilization ratios, ...

Have you ever checked your credit score right after making a payment, only to find it hasn’t changed at all? It can feel confusing or even frustrating, leaving you to wonder: “When do credit scores ...

Truth is, not all credit checks work the same way. Some won’t touch your score at all, while others create inquiries that stay on your report for years. Understanding how soft and hard credit pulls ...

When it comes to credit health, several myths continue to do the rounds. One of the most common, and misleading, belief is that checking your credit score will lower it. This couldn’t be further from ...

DALLAS — If you are not looking at your credit report from time to time, you may not realize that there are mistakes or problems on it that could cost you. Many of us are just unaware, though. A ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

When Jason Craine went into a local music store to rent violins for his twin boys, he wasn’t expecting anything out of the ordinary. What he got instead: a credit check. “I was caught off-guard,” says ...

When did you last check your credit score? Wendy Knowler has the lowdown on why this is important and what the National ...