Learn what uncollected funds are, how they operate within banking, their benefits like fraud protection, and examples of their use. They're ideal for informed banking decisions.

Knowing when money will be credited to your checking or savings account is key for financial planning. While some factors may delay the process, most checks clear within one to two business days.

When President Bush signed the Check 21 legislation late last month, he was taking a major first step toward initiating a cheaper, electronic way to process the nation’s 40 billion paper checks. But ...

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