There are potential benefits and downsides to debt consolidation.

Consolidating your credit card debt may be a good idea if the new debt has a lower APR than your credit cards. Many, or all, of the products featured on this page are from our advertising partners who ...

A debt consolidation loan can help you streamline credit cards and other high-interest debt, but favorable terms often ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. If you're currently struggling with credit card debt, future Fed rate ...

Debt consolidation rolls two or more of your credit accounts into a single one, streamlining the repayment process. Handling debt consolidation with a personal loan can help you pay off debt faster, ...

According to Forbes, Americans are carrying a grand total of $1.2 trillion in credit card debt. But Amanda Bruggman, Duluth branch manager at Affinity Plus Federal Credit Union, says debt ...

Achieve reports on the differences between secured and unsecured loans, highlighting collateral requirements and determining ...

Meredith Mangan is a senior editor and expert on personal loans. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is majority-owned ...

You don't need to risk collateral with an unsecured loan, but you might pay a higher interest rate Written By Written by Contributor, Buy Side Amy Boyington is a contributor to Buy Side and a finance ...

*Rates and APRs are subject to change. All information provided here is accurate as of June 25, 2025. Credit card rates have been climbing in recent years, making it more expensive to service ...

*Rates and APRs are subject to change. All information provided here is accurate as of May 29, 2025. Credit card rates have been climbing in recent years, making it more expensive to service ...