Both credit card charge-offs and debt settlement can harm your credit, but one gives you a chance to recover faster.

Having debt written off may sound like you're getting a clean slate, but it can come with lasting consequences.

Knowing the timeline between charge-offs and collections can help you take action before the issue gets worse.

Americans now hold a record $1.21 trillion in credit card debt, but some consumers could have their bills cut in half.

Credit card debt doesn't just disappear, but after a certain point, your creditors may be forced to write it off.

Debt collection scams can be one of the most frightening and persistent scam types. Victims often report that scammers harass ...

Debt collector calls can be very stressful, overwhelming and even intimidating. InvestigateTV examines what rights consumers ...

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...

Using a tax refund to pay down high-interest credit card debt can save you money and improve your credit. Making a plan for all of your cash windfalls, including tax refunds, can help you maximize ...

Americans' household debt levels, including credit card debt, rose to new all-time highs in the fourth quarter of 2024, according to a report by the Federal Reserve Bank of New York. The report showed ...