Retiring from an Employee Stock Ownership Plan (ESOP) company isn’t your typical swan song. You’re not just saying goodbye to the 9-to-5 grind—you’re stepping into the most important financial chapter ...

The origin of generational wealth across the country’s affluent families is often closely linked to concentrated ownership of capital assets. Whether it’s founding a fast-growing business, working for ...

Withdrawals are subject to the ordinary income tax if the contributions were pretax. In an ESOP, distributions are more plan-specific, and often out of the control of the participant. You can probably ...

Entrepreneurs who deeply value their employees and recognize their critical role in their company's success can unlock even greater potential by leveraging an employee stock ownership plan. ESOPs ...

If you’re venturing into the world of employer stock, it helps to know the acronyms, because the landscape is cluttered with them. There are RSUs (restricted stock units), ISOs (incentive stock ...

Editor’s note: This is part two of a six-part series in which Peter Newman, CFA, of Peak Wealth Planning, explains the benefits of employee ownership for the U.S. workforce. There are more than 6,500 ...

It sounds almost too good to be true—getting a paycheck and owning part of the company at the same time. But that’s the general idea behind something called an ESOP. Short for Employee Stock Ownership ...

Accounting firms typically have multiple partners, some of whom may want to retire or move on in the near future, and others who want to stay longer. Partners in accounting practices may plan to ...

Lately, I’ve been grasping around for retirement policies with some bipartisan support. I guess I’m an optimistic guy. One ...