Discover how indemnity insurance protects businesses and professionals from liability claims with examples of coverage types ...

Obamacare plans have reached the edge of a cliff. The U.S. government has shut down because Democrats and Republicans disagree on how much taxpayers should subsidize premiums. Health care is a service ...

Federal officials have ended their latest efforts to ban the sale of stand-alone fixed indemnity insurance plans that do not meet the standards of the Affordable Care Act, reports The Wall Street ...

We would have very few public policy problems if we followed one of my rules for rational public policy: let the markets handle all the problems markets can solve; turn to government only to meet ...

MINNETONKA, Minn. – UnitedHealthcare has introduced nationwide new Hospital Indemnity Protection plans that provide a cash benefit to help fund employees’ out-of-pocket medical expenses or meet other ...

In light of recent Internal Revenue Service (IRS) guidance, employers should carefully examine any supplemental health plan, program or arrangement (which may or may not claim to leverage fixed ...

On July 12, 2023, the IRS, DOL and HHS (collectively, “the Agencies”) released proposed regulations that modify the conditions for hospital indemnity and other fixed indemnity insurance to be ...

This post addresses how PPACA will effect fixed indemnity plans. Because so much of the law is still unclear, one specific caveat must be made: this article assumes that all the provisions of PPACA ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

The government is set to completely overhaul indemnity health insurance, shifting its focus to coverage for severe illnesses and essential medical ...