Many business owners assume that once they've purchased a workers' compensation policy, they've adequately managed their risk. Unfortunately, some of the most significant exposures arise not from the ...

7 common misconceptions about Workers Compensation for trade contractors. Trades like construction, plumbing, electrical, HVAC, and more are dynamic and rewarding professions. Still, they come with ...

Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar ...

On February 26, 2026, the Department of Labor (DOL) announced a proposed rule for determining whether a worker is an independent contractor or employee. This is the latest salvo in an issue that has ...

Did an insurance carrier change its policy provisions, or did the insured operations change? How much is at stake in this dispute over the use of independent contractors?