Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Right now, the best 1-year CD rate is 4.32% APY from MTC Federal Credit Union. Compare the top 1-year CDs available nationwide with their minimum deposits, terms, and more.

CD accounts have offered savers multiple benefits in recent years, but will they still be worth opening in 2026?

The average annual percentage yield for a 12-month CD dropped two basis points this month to 1.78%, according to the FDIC. That said, some CDs are bucking the trend: “The best-yielding CDs offer ...

Opening a CD now means you can lock in a guaranteed return before banks finish adjusting to the Fed's move. Even though the ...

How much is too much to invest in a CD? Here's how to leverage a certificate of deposit without missing out on higher yields ...

High-yield savings accounts offer similar interest rates and much more flexibility. The stock market offers much higher returns if you buy and hold for years. CDs have their benefits, but they simply ...

Inflation began to cool at the start of 2025, but that downward progress may have been short-lived. Over the last two months, there has been an uptick in the inflation rate. The latest Consumer Price ...

MarketWatch Picks highlights items we think you’ll find useful; we are independent of the MarketWatch newsroom. We might earn a commission from links in this content. Learn more The average annual ...

I've always thought of certificates of deposit (CDs) as a decent mid-term play. The rates are predictable. The risk is low. But they've never really clicked with me. Even now, with some CDs offering 4 ...