Dave's logic was that since he could borrow from his 401 (k) at an interest rate of 5%, it made sense to do that, as opposed ...

Tools like balance transfer cards, loan refinancing, and nonprofit counseling can help Americans cut interest and pay off ...

S ometimes, the government just opens itself up for criticism with its actions. Which explains why The Ramsey Show’s Ken ...

Americans have been feeling the financial squeeze as prices continue to rise due to inflation and interest rates stay high as a result. The pressure isn't just hitting families who are living paycheck ...

Debt levels in the U.S. are climbing higher than ever, and the strain is being felt across millions of households. Borrowers are carrying larger balances overall in terms of their debt loads, and ...

Whether it's old debt or the holiday hangover, as big bills start rolling in, 'Budgeting for Dummies' author Athena Valentine says there are a couple of methods for paying them off fast. "So, there's ...

Olivia Peluso is an experienced journalist with over 1,500 published stories across personal finance, economics, and public policy. Pekic / Getty Images Tax refunds aren't free money. They're ...

Paying off debt has short-term and long-lasting benefits for your finances. You can reduce your monthly bills, putting more money back in your pocket. You can simplify your financial picture by ...

A biweekly or monthly budget plan is one of the best strategies to get out of debt fast and the best way to pay off debt on a low income. It makes you more intentional with how you spend your money ...

Ali Hussain has a background that consists of a career in finance with large financial institutions and in journalism covering business. Vikki Velasquez is a researcher and writer who has managed, ...

Financial guru Rachel Cruze recently posted a video on her YouTube channel discussing the five worst ways to pay off your debt. Be sure to avoid these debt-paying strategies — however desperate you ...