Knowing the timeline between charge-offs and collections can help you take action before the issue gets worse.

When a lender sells your debt, the rules change, but your obligations might not. Here's what borrowers should know.

Consumer debt is reaching new heights — it increased by 18.3 billion dollars in the second quarter of 2025 — and even though the Federal Reserve just lowered interest rates slightly, it’s become more ...

Could your debt be reduced or forgiven? Take our financial relief quiz. According to a review of in-house data by Experian in 2025, the average American holds over $105,000 in debt. From car loans to ...

The Northwestern Mutual 2025 Planning & Progress Study found that 22% of Americans felt that personal debt was keeping them from becoming financially secure, and credit card debt was the biggest ...

Debt falls on a spectrum. Mortgages and student loans can build long-term value, while high-interest credit cards and payday ...