Direct student loans, provided by the U.S. Department of Education, are a cornerstone of federal financial aid, offering students a way to fund their education without the need for private lenders.

・Forbearance lets you pause student loan payments temporarily but interest continues to accrue during that time. ・It should only be used for short-term hardship, since repeated or extended forbearance ...

President Trump’s Big Beautiful Bill is massively rolling back federal student-loan programs in a nearly complete-180-degree turnaround from the Biden-era debt-forgiveness movement. The newly passed ...

Discover expert tips on choosing the right student loan with Carrie Johnson's guidance. Learn how federal and private loans differ and find options that suit your needs.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. When it comes to borrowing money for higher education, the choice often ...

Congress passed the One Big Beautiful Bill Act (OBBB), which makes numerous changes to the federal student loan program, saving $307 billion. Graduate students and parents of undergraduates will be ...