This says that you must wait until the converted funds have been in your Roth IRA for at least five years before you can ...

The only potential "catch" with a Roth is that you must qualify to fund one, and higher earners might not. Other than that, ...

Your 401(k) or IRA could hide a tax time bomb. Withdrawals in retirement are taxed. RMDs at age 73 can spike income. Future ...

I was the beneficiary of my late wife’s IRA and 401 (k) — but I want our kids to get the cash. Do I still have to take ...

Learn how to identify excess IRA contributions and the steps to fix them, avoid penalties, and manage your retirement savings effectively.

You might think the choice between a Roth and a traditional individual retirement account comes down to taxes. While taxes play a role in this decision, investors shouldn’t overlook other factors, ...

The premise seems compelling enough. Forego a tax break that may or may not do you much good right now in exchange for tax-free withdrawals in the future -- when your tax rates might be higher.

A Mega Backdoor Roth is a powerful retirement savings strategy that allows high-income earners to contribute significantly more to a Roth IRA than traditional methods permit. It’s especially useful ...

A little bit of knowledge and planning can go a long way toward helping you build a nest egg for your retirement. One great way to start building that nest egg is with an IRA -- a tax-advantaged ...

Learn how state laws and federal rules can impact the safety of your IRA in lawsuits, and discover the different protections ...

Untangling their finances after they die only adds to the strain — particularly when it comes to retirement accounts. Imagine Stan, a 70-year-old widower who inherited his 71-year-old wife’s Roth IRA ...