Another Fed rate cut is largely expected for this month, but will it impact mortgage rates? Here's what to consider.

The Federal Reserve announced a 25-basis-point cut to the federal funds rate at the conclusion of its meeting on Wednesday, Oct. 29. The bankers had shifted into rate-cutting mode back in September with a crop of the same size. A basis point is one one-hundredth of a percentage point, so today’s trim amounts to a quarter of a percentage point.

More than four million borrowers could potentially benefit from locking in a lower rate. Here’s what to consider.

If you're buying a home in the $750,000 range, recent rate shifts have had a big impact on what's owed each month.

Trump’s 50-year mortgage proposal could be a tough sell due to higher interest costs and regulatory limits under current Dodd-Frank rules.

A Fed rate cut made headlines last week, but mortgage rates don’t always move in sync. Learn what’s driving them—and what it means for buyers and homeowners.

The love-it-or-loathe-it adjustable rate mortgage (ARM) is seeing an uptick in activity as the Mortgage Bankers Association reveals 10% of purchase-mortgage applications for the week ending October 3, 2025 were for ARMs, which is the highest it’s been since 2023.