Life insurance is a priority for me, but I'm also at risk of getting cancer, so I found an insurance plan that would cover my costs if I did.

One of the benefits offered by some employers is a life insurance policy. We help you understand the pros and cons of employer life insurance are.

Permanent life insurance is a commitment, but it offers stability and flexibility, ensuring your family has long-term financial protection while giving you access to funds if you need them down the road. It’s a policy built for both security and financial freedom, just be prepared to give it time to fully grow.

In June, the Insurance Regulatory and Development Authority of India (IRDAI) introduced revised surrender value guidelines to offer better returns to policyholders exiting early from their life insurance policies.

Life insurance can play a key role in your estate plan by simplifying the transfer of assets and addressing potential estate taxes. It provides a reliable source of financial support for your beneficiaries through untaxed death benefit proceeds.

It is only possible to take out life insurance on someone else if: There is some relationship between you, such as a business partner, spouse or parent. The person being insured consents to a life insurance policy being taken out on them.