The main alternative to a no-appraisal home equity lender is one that requires a full appraisal. This can extend the time it takes to process your loan and add extra costs. Appraisal fees vary by ...

In today's high interest rate environment, many people struggle to find affordable financing options. If you need to borrow money, racking up charges on your credit card or taking out a personal loan ...

Consumer debt continues to rise in 2025, providing no relief for cash-strapped Americans. Total nonhousing household debt exceeded $3.75 trillion in the second quarter of 2025, according to recent ...

If you've owned your home for several years, you've likely built up significant equity. In fact, the average American homeowner now has $307,000 in equity, according to a recent Cotality report — ...

A popular misconception is that a person needs a credit score to buy a house. While it’s true that a good credit score will help one get the best interest rate, having no credit will not preclude ...

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A no doc home equity loan allows lenders to approve loans without verifying employment or income through standard paperwork, relying instead on alternative documents like bank statements. Taking out a ...