The way the government does that is by mandating people take what are known as required minimum distributions, also called ...

Have $200,000 saved in a retirement account? Here's how much you'll be expected to withdraw each year.

Qualified distributions are allowed at age 59½, but an exception may allow you to make a penalty-free withdrawal Claire Boyte-White is the lead writer for NapkinFinance.com, co-author of I Am Net ...

Avoid early withdrawals from retirement accounts, such as IRAs and 401(k)s, which incur tax penalties. Consider taking some ...

Precious metal investing should generally be restricted to a maximum of 10% of your retirement portfolio (or less, depending ...

Tax-deferred retirement accounts like traditional IRAs and 401(k) plans let workers delay taxes on qualified contributions, ...

Retirement planning has always required a careful balance between saving enough and spending wisely. But for the millions of Americans who are nearing or already in retirement, the focus eventually ...

Roth options to their employees. If your employer does, you should definitely consider taking advantage because of the tax ...

Congress changed the rules for when beneficiaries must take money from inherited IRAs, 401(k)s, and other retirement accounts ...

Most people spend their final working months counting down days, not dollars. They picture the celebration, the last commute, ...

Although your first year of retirement is an exciting time, it's also a time when you have to make several decisions about ...