Last month, the Social Security Administration shared some news that millions of seniors have been waiting for -- an official 2025 cost-of-living adjustment, or COLA. Benefits will be rising 2.5% at the start of the new year.

Among Social Security recipients aged 65 and older, 37% of men and 42% of women depend on their monthly benefits for 50% or more of their income. So it makes sense that many older Americans rely on the program’s annual cost-of-living adjustments (COLAs) to continue to make ends meet.

Here’s the latest Social Security news for October 2025, including the recently announced 2025 Social Security cost-of-living adjustment of 2.5%. Keep up to date on the Social Security COLA announcement and 2025 updates to your Social Security benefits.

But in 2025, Social Security benefits will be rising by only 2.5% due to cooling inflation. And while that's not a terrible increase, it's disappointing in the context of recent COLAs that have been far more generous.

An estimated 96.7% of adults aged 60 to 89 receive Social Security. Although the average monthly benefit amount for retired workers was just $1,920 in August 2024, Social Security constitutes a

A Social Security cost of living increase offers retirees options such as managing costs, saving or enjoying small splurges.

For the overwhelming majority of retirees, Social Security represents more than just a monthly check. It's a vital source of income that lays a financial foundation for aging Americans who can no longer provide for themselves.

A recent survey from the Motley Fool shows 50% of retirees have considered going back to work to make ends meet.

Retirement brings new financial challenges, particularly when Social Security makes up all or most of your income. ​​To ensure a good quality of life later on, it's vital to cut spending now.

Social Security's COLA gets all the attention, but retirees and workers will encounter other changes in 2025 that will affect their checks.