Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

A five-step plan to improve your credit score in 2026 - ‘Credit is like a muscle, you have to use it to have it,’ one expert ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

Truth is, not all credit checks work the same way. Some won’t touch your score at all, while others create inquiries that stay on your report for years. Understanding how soft and hard credit pulls ...

DALLAS — If you are not looking at your credit report from time to time, you may not realize that there are mistakes or problems on it that could cost you. Many of us are just unaware, though. A ...

When Jason Craine went into a local music store to rent violins for his twin boys, he wasn’t expecting anything out of the ordinary. What he got instead: a credit check. “I was caught off-guard,” says ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Could your debt be reduced or forgiven? Take our financial relief quiz. There is nothing like the thrill of paying off a debt. However, that excitement can quickly wane, turning into impatience as you ...