Have $200,000 saved in a retirement account? Here's how much you'll be expected to withdraw each year.

The way the government does that is by mandating people take what are known as required minimum distributions, also called ...

Qualified distributions are allowed at age 59½, but an exception may allow you to make a penalty-free withdrawal Claire Boyte-White is the lead writer for NapkinFinance.com, co-author of I Am Net ...

Avoid early withdrawals from retirement accounts, such as IRAs and 401(k)s, which incur tax penalties. Consider taking some ...

Parting with your savings in retirement can be hard to do. But if you are 73 and have a traditional IRA or 401(k) you have no ...

If you've saved $1 million for retirement, the IRS dictates how much you withdraw, whether you're ready or not.

Precious metal investing should generally be restricted to a maximum of 10% of your retirement portfolio (or less, depending ...

Retirement planning has always required a careful balance between saving enough and spending wisely. But for the millions of Americans who are nearing or already in retirement, the focus eventually ...

Roth options to their employees. If your employer does, you should definitely consider taking advantage because of the tax ...

Required minimum distributions (RMD) are mandatory withdrawals seniors must take from their retirement accounts starting at age 73. It's not a set dollar amount, however — RMDs are a sliver of your ...

Congress changed the rules for when beneficiaries must take money from inherited IRAs, 401(k)s, and other retirement accounts ...

Withdrawing money from your 401(k) early can result in taxes and penalties, but can also lead to a loss of investment growth. Employer-sponsored 401(k) plans allow employees to save a portion of their ...