The jockeying and the April 15 tax deadline are timely reminders that smart retirement planning involves taking advantage of ...

If you envision the ideal retirement plan, you will likely imagine an exclusively tax-free income, but for many Baby Boomers who have for decades saved money in tax-deferred accounts, the opposite ...

A long and active retirement may be costly — and may even bump you into a higher tax bracket. Paying some taxes on your ...

The accumulation period is the savings phase of an annuity. During this phase at the beginning of your contract, you build up funds through regular contributions, and the money grows tax-deferred ...

Some life insurance policies accumulate cash you can use while you're alive. Here are ways your families can use this benefit plus a few things to watch out for.

It's typically used by individuals looking to supplement their retirement income while benefiting from tax-deferred growth. Deferred annuities have an accumulation phase during which the ...

In a private letter ruling, the IRS concluded that the condemnation of public utility property is in effect a "retirement" or "disposition" that requires the elimination of accumulated deferred ...

During the accumulation phase ... where capital gains or dividends are taxed annually, annuities are tax-deferred. Nevertheless, this doesn’t mean they’re tax-free; you’re simply delaying ...

If you’re not yet willing to give up control over some of your assets now in exchange for future income, consider accumulation-type annuities. They provide tax-deferred growth and can be ...

Also, there are significant tax advantages. The policy’s cash value grows tax-deferred, and policyholders can access funds through tax-free withdrawals or loans. So it’s no surprise that IULs are ...