Jun 21, 2019 · So, thankfully, my mother was able to live out her final years in the comfort of her home. Unfortunately, my family’s troubling experience with long-term care insurers doesn’t end there.

Nov 17, 2025 · Having an insurance claim denied can be a hassle and can lead to a long appeals process or unplanned care expenses. Here’s how to help prevent claims from being denied.

Aug 22, 2025 · Many seniors are denied long-term care insurance benefits. Learn why policies fail and how families can protect themselves.

The following steps can help your long-term-care claim go smoothly for yourself or your relative—and help you fight back if you’re having trouble getting your claim paid.

Jun 25, 2025 · Insurance companies have a lot to gain by denying valid long-term care claims. The system often rewards them for saying no, dragging things out, or burying you in paperwork.

Dec 13, 2025 · If you or a loved one is preparing to file a Long-Term Care Insurance claim, or if a claim has been denied, guidance is available. Understanding what insurers need—and how to present …

An analysis of the risks that nursing home residents and their caregivers face by assessing consumer complaints, nursing home admission contracts, and debt collection lawsuits.

Sep 10, 2025 · Discover what happens when long-term care insurance providers push back and how to protect your rights to ensure you receive the coverage you deserve.

Medicare, Medicare supplement insurance, or your employee or retiree health insurance usually will not pay for long-term care. Medicare does NOT cover long-term care.

Sep 16, 2025 · Some wrongful LTC denial qualifies as both an insurance issue and elder financial abuse. For example, if an insurer denies benefits after knowing an elder meets their policy …