
401(k) Plans: What Are They, How They Work - Investopedia
Dec 23, 2025 · What Is a 401 (k) Plan? A 401 (k) plan is a tax-advantaged retirement savings plan. Named after a section of the U.S. Internal Revenue Code, it is a defined-contribution …
What is a 401(k)? | Fidelity
Dec 11, 2025 · What is a 401 (k)? Named for the tax code section that created it, a 401 (k) is an employer-sponsored retirement savings plan with special tax benefits. (The exact tax …
What Is A 401 (k)? A Beginner’s Guide – Forbes Advisor
Nov 13, 2025 · A 401 (k) is an employer-sponsored retirement plan. Tax benefits and potential employer matching contributions make 401 (k)s a wonderful way to save for retirement.
401 (k) plans - Internal Revenue Service
A 401 (k) is a feature of a qualified profit-sharing plan that allows employees to contribute a portion of their wages to individual accounts. Elective salary deferrals are excluded from the …
What is a 401 (k) and How Does It Work? - Charles Schwab
Feb 25, 2025 · A 401 (k) is an employer-sponsored retirement plan that comes with tax benefits. Basically, you put money into the 401 (k) where it can be invested and potentially grow tax free …
401 (k) Plan: What It Is and How It Works - NerdWallet
A 401 (k) plan is a tax-advantaged retirement account employers offer to help their employees save for retirement. Many, or all, of the products featured on this page are from our advertising...
What Is a 401 (k) and How Does It Work? | The Motley Fool
Nov 19, 2025 · A 401 (k) is a retirement savings plan sponsored by employers. You fund the account with money from your paycheck and invest that money in the stock market, earning …
What Is a 401(k) and How Does It Work? | U.S. Bank
What is a 401 (k)? A 401 (k) is an employer-sponsored retirement savings option that allows you to contribute money from your paycheck into an investment account. Contributions to a …
What Is a 401 (k)? Your Guide to Retirement Savings
Nov 4, 2024 · A 401 (k) plan is an employer-sponsored retirement plan with substantial growth potential. Your 401 (k) plans can be funded with pre-tax dollars or after-tax dollars.
What Is a 401(k)? | Citi.com
A 401 (k) is an employer-sponsored retirement savings plan that lets employees contribute a portion of their pre-tax wages. The money is then invested and can grow over time. Employers …