#budget2026 #taxplanning #corporatenps #salariedemployees #personalfinance | Kuldeep Parashar
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NPS vs Mutual Fund — Long termல் winner யார்? | NPS vs Mutual Fund — Who is the winner? If you’re in the 30% tax bracket investing ₹10,000/month, here’s the clear math. ✅ Employer NPS (Sec 80CCD(2)) Your ₹10,000 goes in pre-tax, so the full amount is invested. Employer contributions up to 14% of basic pay are tax-free. ✅ Mutual Fund (Post-tax) ₹10,000 from your salary becomes ₹7,000 after tax — ₹3,000 goes to the government, not your corpus. Over 35 years (starting at 25, 5% yearly increase, ~12
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